Tax Planning with Insurance & Annuities


Insurance products and annuities are two of the most tax friendly instruments available in the market today.  Both have many tax advantages including tax deferred and in some cases tax free growth potential.

Proper insurance planning can create wealth and reduce risk for you, your spouse and your children.  We work with many individuals, families and businesses to create strategies to reduce taxes by implementing sound insurance planning.

Life insurance planning may involve use of trusts, but may also be held in the name of individuals and businesses.

Many of our clients use annuities to protect their assets and aid in the retirement planning strategies.  There currently are certain annuities which guarantee a lifetime of income at a set rate when you retire.  During the phase of accumulation and savings, these annuities perform based on certain stock market indices like the S&P 500.

To learn more about how these unique products can help you please contact us for a free consultation.